[2] Take the shape tool select this one. Then create a shape.
[3] For this shape add the following layer styles.
[4] Now duplicate the background layer.
[5] Now select the orignal layer.
[6] Then go to Image>Adjustments>Desaturate.
[7] Cntl+Click the shape layer to get the selection.
[8] Take the “Magic Tool” 
[9] Now just click inside the frame.
[10] Then select this layer.
[11] Now press Cntl+Shift+I to Inverse Selection.
Then hit the Delete key.
[12] Done!!!
adobe photoshop drawing
adobe photoshop effects
adobe photoshop text effects
